Todays interest rates 3/6/2009: 30 year fixed rate is 4.875% 15 year fixed is 4.75%

The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. We're on your side. We help find the best mortgage for you so you can concentrate on getting ready to move in!

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust me to find the loan program that's best for you. Before you even start home shopping, Call me or fill out an on line application to get pre qualified. You'll have the clout of a cash buyer. You'll know how much you can afford and be well on your way to the mortgage program that's right for you as soon as you make the offer!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, and college tuition -- anything you can think of!

I am a lifelong resident in the Twin Cities area. My wife Wendy and I have been married 19 years and we currently live in Eden Prairie with our kids Amy, Jessa and Joey. Being a father of 3 active children, I understand the importance and value of my client’s time. I use my time, not yours, to search for the best available options for your loan. I will help you understand all of the options that make sense and let you choose the program that best fits with your unique needs. As a mortgage broker I can "shop" for the most competitive rate on the program of your choice.

In my spare time I play tennis and hockey. I am a USPTA certified tennis instructor. I enjoy working with my kids and teaching other children tennis in my spare time. I also enjoy traveling and watching sports.